The School of Dentistry at UMKC houses three main divisions including: Advanced Dental Education, Dental Hygiene and General Dentistry. In addition to students pursuing the Doctoral of Dental Surgery (DDS) degree, graduate and undergraduate Dental Hygiene students and students in the Advanced Education certificate programs can receive financial aid.

Any non-DDS students at the School of Dentistry should review financial aid information for undergraduate or graduate students as applies to your level of study. Keep in mind that your department at the School of Dentistry may have other funding opportunities (graduate assistantships or scholarships). Additionally, your Cost of Attendance will reflect special equipment allowances that relate to your program costs.

Financial Aid information for DDS students can be found below.

Overview

UMKC's Doctoral of Dental Surgery (DDS) program is a four-year Professional degree program at the School of Dentistry. DDS students can apply to receive financial aid using the Free Application for Federal Student Aid (FAFSA) each year of the program. The School of Dentistry has negotiated exchange agreements with the states of Arkansas, Hawaii, Kansas, and New Mexico to pay the Non-Resident portion of tuition for students who are residents of those states (contact School of Dentistry Admissions for more information). A limited number of highly qualified students from other states are accepted each year, but are typically responsible for the full non-resident tuition. For help filling out the FAFSA, read over the FAFSA QuickGuide.

The majority of financial aid received by DDS students is in the form of loans. Below, you can see examples of financial aid packages:

Year 1 (Fall-Spring School Year)

Example Financial Aid Package for a DDS Missouri resident student

$1,000.00	School of Dentistry Scholarship
$2,000.00	Institutional Loan
$40,500.00	Stafford Unsubsidized Loan
$17,500.00	Graduate PLUS Loan
__________
$61,000.00

Example Financial Aid Package for a DDS non-resident student

$1,000.00	School of Dentistry Scholarship
$2,000.00	Institutional Loan
$40,500.00	Stafford Unsubsidized Loan
$43,500.00	Graduate PLUS Loan
__________
$87,000.00

The Cost of Attendance includes tuition and fees, books and supplies, exam fees, room and board, transportation and miscellaneous expenses. The Cost of Attendance will vary from year-to-year according to the current tuition rates, the books and supplies required for the curriculum and whether students need to sign up for national exams. Please note that students also attend summer classes during years 3 and 4 which add an average of $16,900 (resident) and $23,400 (non-resident) per summer for each of those two years.

Students are limited to Health Professional-level loan limits as established by the Department of Education. Additionally, DDS students cannot borrow more than $224,000 in Stafford Loans, including any loans borrowed for other degree programs. Only $65,500 of this can be in the form of Stafford Subsidized Loans.

Scholarships

• School of Dentistry Scholarships- scholarships are available from the Academic Unit for continuing DDS students (Years 2-4)
• Private Scholarships- DDS applicants are encouraged to apply for outside/private scholarships. Many students use the website www.fastweb.com to locate private scholarship information. Students can also apply for full-ride scholarships from all branches of the United States military in exchange for an agreement for service, including the National Health Service Corps.

Grants

DDS students are considered Professional students and are not eligible for federal, state, or institutional grants.

Loans

Institutional
Federal
Health Professional
Private

Costs & Payment

The School of Dentistry, in conjunction with the Curators of the University of Missouri, decides the tuition rates each year. The UMKC Cashiers Office handles all student billing and payment processing. Students can access their account information using Pathway.

For information about the figures that the Financial Aid and Scholarships Office uses in determining eligibility, please read more about Cost of Attendance. The tuition rates for the current school year can be found here.

Overview

UMKC's 6-year combined BA/MD program is unique and therefore is handled differently for financial aid purposes. Years 1 and 2 are considered the undergraduate portion of the program and Years 3-6 are the professional-level portion. Likewise students are considered for Undergraduate types of financial aid for Years 1-2 and Professional types for Years 3-6. Students admitted to the MD-only program will only complete Years 3-6 and will always be considered Professional students. For help filling out the FAFSA, read over the FAFSA QuickGuide.

Snapshot of Years 1-2

• Undergraduate-level study
• Not eligible for UMKC's Automatic Scholarships, Trustees Scholarship Program or Competitive Freshman Scholarships
• Eligible to be considered for UMKC's School of Medicine Scholarship
• Eligible for federal, state or institutional grants (based on financial need)
• Limited to annual Undergraduate Loan limits
• Likely considered Dependent students

Snapshot of Years 3-6

• Professional-level study
• No longer eligible for grants (working on post-baccalaureate study)
• Eligible for increased annual limits for Health Professional students
• Eligible to receive military scholarships for Health Professional students
• Always considered Independent students

Upon completing required coursework, students promote to the Professional portion of the program in the second summer. Students who have been required to provide parental data on the FAFSA will no longer need to do so for Years 3-6. A quick comparison of example financial aid packages will show you what changes in financial aid most BA/MD students see between Years 1-2 and Years 3-6 (NOTE: these examples are based on a student being a Missouri Resident and cover a Fall/Spring/Summer 12 month period):

Years 1-2 (Fall/Spring)

$5,645.00	Federal Pell Grant
$1,000.00	Access Missouri Grant
$2,000.00	Bright Flight Scholarship
$1,500.00	Perkins Loan
$3,500.00	Stafford Subsidized Loan
$2,000.00	Stafford Unsubsidized Loan
$25,144.00	PLUS Loan
__________
$40,789.00

 

Years 1-2 (Summer)

$1,000.00	Stafford Subsidized Loan
$10,531.00	PLUS Loan
__________
$11,531.00

 

Years 3-6 (Fall/Spring/Summer)

$1,500.00	Bright Flight (years 3-5)
$47,167.00	Stafford Unsubsidized Loan
$8,833.00	Graduate PLUS Loan
__________
$57,500.00

 

Scholarships

Due to the nature of the BA/MD program, students are not eligible for university scholarships intended for standard 4-year undergraduate degree programs. However, there are a few scholarships available to BA/MD applicants, which includes:

• Chancellor's Historically Underrepresented Minority Award- This scholarship is available to Non-Resident or regional students who are African American, Hispanic/Latino or Native American. The scholarship amount covers the difference between non-resident and resident fees or the difference between regional and resident fees. There is no additional application required to receive this, though students must have listed ethnicity on the Admissions application.
• School of Medicine Scholarship- $10,000 per year renewable for Years 1-2. This scholarship is awarded to approximately a dozen incoming Year 1 BA/MD students. Students must be Missouri residents and Regional students only and the award is based on both academic merit and financial need. Students must fill out a FAFSA to be considered.
• Minority Scholarships- UMKC works closely with several minority scholarship programs, many of which consider BA/MD students. Check eligibility requirements to see if you might be eligible.
• Private Scholarships- BA/MD applicants are encouraged to apply for outside/private scholarships. Many students use the website www.fastweb.com to locate private scholarship information. Students in the Professional years of the program can also apply for full-ride scholarships from all branches of the United States military in exchange for an agreement for service.

Grants

Medical students are eligible to be considered for federal, state and institutional grants during their first two years of the program. To be eligible, students must demonstrate financial need based on their FAFSA. Click here to read more about grant programs at UMKC.

Loans

Institutional
Federal
Health Professional
Private

Costs & Payment

The School of Medicine, in conjunction with the Curators of the University of Missouri, decides the tuition rates each year. The UMKC Cashiers Office handles all student billing and payment processing. Students can access their account information using Pathway.

For information about the figures that the Financial Aid and Scholarships Office uses in determining eligibility, please read more about Cost of Attendance. The tuition rates for the 2012-2013 school year can be found here.

Cost of Attendance Charts

•  Resident (BA/MD)

•  Regional (BA/MD)

•  Non-Resident (BA/MD)

•  Resident (MD)

•  Regional (MD)

•  Non-Resident(MD)

Overview

Financial Aid for Nursing students is very similar to that of other undergraduate or graduate degree programs at UMKC. There are a few aid programs that are only available to Nursing students.

Scholarships

Grants

Undergraduate Nursing students are eligible to be considered for federal, state and institutional grants during their first two years of the program. To be eligible, students must demonstrate financial need based on their FAFSA.Click hereto read more about grant programs at UMKC.

Loans

Institutional
Federal
Health Professional
Private

Costs & Payment

The School of Nursing, in conjunction with the Curators of the University of Missouri, decides the tuition rates each year. The UMKC Cashiers Office handles all student billing and payment processing. Students can access their account information usingPathway.

For information about the figures that the Financial Aid and Scholarships Office uses in determining eligibility, please read more aboutCost of Attendance. The tuition rates for the 2010-2011 school year can be foundhere.

Overview

UMKC's 2+4 PharmD program is unique and therefore is handled differently for financial aid purposes. Years 1 and 2 are considered undergraduate during the pre-Pharmacy portion of the program. In year 3 of the program, admitted students who are still working towards their 1st Bachelor's degree are considered undergraduate for financial aid. Conversely, students who have already earned a Bachelor's degree from an accredited institution are considered professional students for financial aid for year 3. All students are considered professional for financial aid in years 4-6. For help filling out the FAFSA, read over the FAFSA QuickGuide.

Snapshot of Years 1-2

• Undergraduate-level study
• Eligible for all automatic scholarships, such as Curators' or Chancellor's Scholar Awards
• Eligible for Competitive Freshman Scholarships
• Eligible for federal, state or institutional grants (based on financial need)
• Eligible for Bright Flight Scholarship
• Limited to annual undergraduate loan limits
• Eligible for subsidized and unsubsidized loans
• Likely considered dependent students

Snapshot of Year 3

• Students working on 1st Bachelor's degree:

• Considered undergraduate students for financial aid
• Likely considered dependent students
• Eligible for Curators' Scholar Award only
• Eligible for Bright Flight Scholarship
• Eligible for federal, state or institutional grants (based on financial need)
• Eligible for subsidized and unsubsidized loans
• Limited to annual undergraduate loan limits
• Eligible for Health Professions Loans and Loans for Disadvantaged Students (both require parental data on the FAFSA as well as the HPL Worksheet from the FASO)

• Students who have earned a previous Bachelor's degree from an accredited institution:

• Considered professional students for financial aid. See Snapshot of Years 4-6 for aid eligibility.

Snapshot of Years 4-6

• Professional-level study
• Eligible for Bright Flight Scholarship (years 4 & 5 only)
• No longer eligible for grants (working on post-baccalaureate study)
• Eligible for increased annual limits for Health Professional students
• Eligible for unsubsidized and Grad PLUS loans
• Eligible for Health Professions Loans and Loans for Disadvantaged Students (both require parental data on the FAFSA as well as the HPL Worksheet from the FASO)
• Always considered Independent students

A quick comparison of example financial aid packages will show you what changes in financial aid most PharmD students see between Years 1-2, Year 3 and Years 4-6 (NOTE: these examples are based on a student being a Missouri Resident and cover a Fall-Spring semester period):

Years 1-2(per year)

$5,550.00	Federal Pell Grant
$1,000.00	Access Missouri Grant
$1,500.00	Bright Flight Scholarship
$1,500.00	Perkins Loan
$3,500.00	Stafford Subsidized Loan
$2,000.00	Stafford Unsubsidized Loan
$10,450.00	PLUS Loan
__________
$25,500.00

 

Year 3(per year) - undergraduate students (no previous Bachelor's degree)

$5,550.00	Federal Pell Grant
$1,000.00	Access Missouri Grant
$1,500.00	Bright Flight Scholarship
$1,500.00	Perkins Loan
$5,500.00	Stafford Subsidized Loan
$2,000.00	Stafford Unsubsidized Loan
$21,950.00	PLUS Loan
__________
$39,000.00

 

Year 3(per year) - professional students (previous Bachelor's degree)

$33,000.00	Stafford Unsubsidized Loan
$6,000.00	Grad PLUS Loan
__________
$39,000.00

 

Years 4-6(per year) - all students are professional

$1,500.00	Bright Flight (years 4-5 only & no prior Bachelor's degree)
$33,000.00	Stafford Unsubsidized Loan
$4,500.00	Grad PLUS Loan
__________
$39,000.00

 

 

Scholarships

Due to the nature of the PharmD program, professional students are not eligible for university scholarships intended for standard 4-year undergraduate degree programs. However, there are a few scholarships available to PharmD applicants, which includes:

• Chancellor's Historically Underrepresented Minority Award- This scholarship will cover the Non-Resident fees a qualifying student incurs. There is no additional application required to receive this, though students must have listed ethnicity on the Admissions application.
• School of Pharmacy Scholarships - Pre-Pharmacy students are eligible for all the automatic scholarships. Once students are admitted to the PharmD program, students are eligible to receive only the Curators' Award for the 3rd year of the program if they have no prior Bachelor's degree. Any students eligible for Bright Flight can also receive the scholarship for up to 5 years of study. Check with the School of Pharmacy to find out about additional scholarship opportunities.
• Minority Scholarships- UMKC works closely with several minority scholarship programs, many of which consider PharmD students. Read information in the Scholarships section to determine if you are eligible to apply.
• Private Scholarships- PharmD applicants are encouraged to apply for outside/private scholarships. Many students use the website www.fastweb.com to locate private scholarship information. Students in the Professional years of the program can also apply for full-ride scholarships from all branches of the United States military in exchange for an agreement for service.

Grants

Pharmacy students are eligible to be considered for federal, state and institutional grants during their undergraduate years of the program. To be eligible, students must demonstrate financial need based on their FAFSA. Click here to read more about grant programs at UMKC.

Loans

Institutional
Federal
Health Professional
Private

Costs & Payment

The School of Pharmacy, in conjunction with the Curators of the University of Missouri, decides the tuition rates each year. The UMKC Cashiers Office handles all student billing and payment processing. Students can access their account information using Pathway.

For information about the figures that the Financial Aid and Scholarships Office uses in determining eligibility, please read more about Cost of Attendance. The tuition rates for the 2012-2013 school year can be found here.

PharmD 1+5 Program

UMKC's PharmD program is unique and therefore is handled differently for financial aid purposes. Years 3-5 are the Professional-level portion. Students are considered for professional types for financial aid for Years 3-5. For help filling out the FAFSA, read over the FAFSA QuickGuide.

Snapshot of Years 3-5

• Professional-level study
• No longer eligible for grants (working on post-baccalaureate study)
• Eligible for increased annual limits for Health Professional students
• Eligible for unsubsidized and Grad PLUS loans
• Eligible for Health Professions Loans and Loans for Disadvantaged Students (both require parental data on the FAFSA as well as the HPL Worksheet from the FASO)
• Always considered Independent students

Upon completing required coursework, students promote to the Professional portion of the program in the third Fall semester of the program. Students who have been required to provide parental data on the FAFSA will no longer need to do so for Years 3-5. An example of a financial aid package will illustrate the types of aid available for most PharmD students see between Years 3-5 (NOTE: these examples are based on a student being a Missouri Resident and cover a Fall-Spring semester period):

Years 3-5(per year)

$1,500.00	Bright Flight (years 4-5 only)
$33,000.00	Stafford Unsubsidized Loan
$4,500.00	Grad PLUS Loan
__________
$39,000.00

 

The Financial Aid and Scholarships Office has personnel dedicated to working with Health Professional students on Hospital Hill. If you would like to meet with Scott Sponholtz or Nick Ward-Bopp, they are available during the week both on the Hospital Hill and the Volker Campuses:

Nick Ward-Bopp, Coordinator - Hospital Hill
1418 Health Sciences Building
2464 Charlotte
Kansas City, MO 64108-2718
(816)235-6781 (phone)
(816)235-6783 (phone)
(816)235-6784 (fax)
finaidhospitalhill@umkc.edu

Scott Sponholtz, Assistant Director - Hospital Hill
1418 Health Sciences Building
2464 Charlotte
Kansas City, MO 64108-2718
(816)235-6782 (phone)
(816)235-6783 (phone)
(816)235-6784 (fax)
finaidhospitalhill@umkc.edu

Hospital Hill:
Monday:   8:00am - 5:00pm
Tuesday:   8:00am - 5:00pm
Wednesday:   8:00am - 5:00pm
Thursday:   8:00am - 5:00pm

Volker Campus - 101 Administrative Center, 5115 Oak St
Friday:   8:00am - 5:00pm

Students are encouraged to make an appointment at Hospital Hill if specialized counsel is needed. Please emailfinaidhospitalhill@umkc.eduif you need to make an appointment. If personnel are not available at the Hospital Hill Office, please do not hesitate to visit the Volker Financial Aid Office for assistance.