Financial Aid and Scholarships

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The Basics

UMKC's Financial Aid and Scholarships Office helps secure funding to assist students in paying for college. This funding can be in the form of scholarships, grants, work-study jobs, student loans and parent loans. Students interested in applying for these different types of funding should be aware of the following information:

Basic Information about the Financial Aid Process.

Deadlines and Dates

  • Deadline for Competitive Freshman Scholarships is January 15
  • Deadline for Competitive Transfer Scholarships is February 15
  • Deadline for Competitive Currently-enrolled Scholarships is March 1
  • Priority Deadline for the FAFSA is March 1*

* You can fill out the FAFSA after March 1, but you may miss out on certain types of aid.

How to Apply

Follow these three steps to start your application for financial aid:

  1. Fill out a Free Application for Federal Student Aid (FAFSA)
    • Obtain a PIN to sign your FAFSA electronically from
    • Apply online at
    • Send your FAFSA to UMKC using the Department of Education School Code of 002518
  2. Make sure you are admitted to UMKC
  3. Once you are admitted and have filed a FAFSA, the Financial Aid and Scholarships Office will process your application and award you a package of financial aid that you are eligible to receive. We will send you a letter to notify you when your financial aid package is available for you to view on Pathway.

Some other important information about the financial aid process:

  • The Financial Aid and Scholarships Office may request that you submit additional information to finalize your application for financial aid, including copies of your federal tax returns. Please respond to those requests in a timely manner to ensure your financial aid eligibility.
  • Make sure to read the Required Reading documents on our website. It contains helpful information that could have an impact on your eligibility.
  • Be sure to sign all of your loan paperwork (most of which can be done electronically) before school starts.
  • If you have more than enough financial aid to cover your bill, you could receive a refund. Make sure to set up Direct Deposit with the Cashiers Office on your Pathway account. If you do not set up Direct Deposit, you will be sent a check to the permanent address on file with the university.

Cost of Attendance

UMKC's Financial Aid and Scholarships Office establishes a budget for you that represents the total amount it should cost you to go to school, including allowances for tuition and fees, room and board, books and supplies, and transportation. We often refer to this as your Cost of Attendance or budget. You cannot receive more financial assistance than your total Cost of Attendance budget allows in one academic term. You are required to report any grant, loan, scholarship or waiver assistance that you are receiving to help you pay for school, if it is not already listed on your financial aid award package.

Additional qualifying expenses such as unexpected medical, dental and car repairs may also be included at the discretion of the Financial Aid and Scholarships Office (See Special Circumstances Appeal). We establish different standard budget amounts for students living on-campus and off-campus, in-state and out-of-state and based on your program of study. The Cost of Attendance budget also helps determine how much need-based financial aid you are eligible to receive. The following formula is used:

   Cost of Attendance
 - Expected Family Contribution (EFC) *
 = Financial Need **

Students attending the University of Missouri-Kansas City are all given a living expense budget based on living off-campus, on-campus or with your parents. The living expense portion of your 2015-2016 Cost of Attendance budget is as follows:

Living Expenses


With parents

In UMKC housing

Off campus (not with parents)

Room and Board Allowance




Personal Expenses












The tuition and fees, books and supplies, and additional transportation amounts of your Cost of Attendance vary by your degree program and your residency status. You can view your personal Cost of Attendance budget on your Pathway account by visiting Self Service > Campus Finances > View Financial Aid > Financial Aid Summary > Estimated Financial Aid Budget.

For more information regarding tuition and fees click here

* The Expected Family Contribution is determined by the Federal Processor who receives your Free Application for Federal Student Aid (FAFSA)

** Financial Need refers to the amount of need-based financial aid you are eligible to receive (some Federal Aid Programs are subject to specific EFC ranges as well)

Satisfactory Academic Progress


Federal regulations require schools to have a policy and a procedure to measure the academic progress of all of its students. The policy must fall within Federal guidelines and must measure quality (grade point average) and quantity (number of credit hours completed). All UMKC students are subject to the Satisfactory Academic Progress (SAP) policy and must meet the standards of the policy to receive financial aid. The University of Missouri-Kansas City (UMKC) has defined what is considered satisfactory academic progress towards certificate/degree completion for financial aid eligibility. UMKC's policy is different for undergraduate, graduate and professional students. Non-degree seeking students are exempt. Students enrolling for their first semester at UMKC are considered to be making satisfactory academic progress. Students who left UMKC while not making satisfactory academic progress and are readmitted to UMKC must file an appeal with the UMKC Financial Aid and Scholarships Office. This policy is applicable with respect to eligibility for all types of Federal, State, and University financial aid administered by the UMKC Financial Aid and Scholarships Office. Some forms of aid may require higher standards to maintain eligibility.

To Read more about Satisfactory Academic Progress, please refer to our Required Reading documents.

For additional SAP-related documents, see Forms.

Study Abroad

Students who would like to study abroad can find additional information from UMKC's International Academic Programs Office. Most federal, state and some campus-based aid can be applied to the costs of studying on most UMKC or UMKC Partner study abroad program. Make sure to notify the Financial Aid and Scholarships Office if you plan to study abroad as additional paperwork will need to be submitted after you have been approved to participate in a program. Students must maintain at least part-time enrollment to be eligible for financial aid each semester, including while studying abroad.

International Academic Programs also offers a limited number of study abroad scholarships each year to qualified applicants and a number of departments offer scholarships for study abroad. Awards typically range from $500 - $1,000. In addition, there are a growing number of third-party scholarships available expressly for study abroad. Inquire at International Academic Programs for more information.

Financial Literacy

For many students, college may be the first time that you will be on your own. That means that you will be making your own decisions without your parents' input. Knowing how money works will be important for you to be financially healthy in the future.

FAFSA Information

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